Navigating aged care
    for your parents

    Whether you are just starting out, already managing services, or facing a crisis, we help you understand the system, get the forms right, plan the budget, and make confident decisions.

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    General guidance, not financial adviceBuilt from real experienceFree account, no card required

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    FreeNo signup

    Crisis Action Plan

    Five-minute plan for hospital discharge or sudden change.

    Open it now →
    FreeNo signup

    Assessment Coach

    Prepare for your aged care assessment with confidence.

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    FreeNo signup

    Quick Cost Calculator

    Compare home care vs residential care costs in minutes.

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    Start Here

    Where are you in your aged care journey?

    You do not need to start from the beginning. ET Care meets you wherever you are.

    Just starting out

    “We think Mum or Dad might need some help”

    Understand your options. Learn about Support at Home, residential care, and what each costs. Get a personalised action plan with step-by-step guidance.

    Free to explore. Create a free account for your full plan.
    Start exploring

    Already managing care

    “We are months in and drowning in paperwork”

    Upload your documents. ET analyses what you have, identifies what is missing, flags what may be wrong, and tells you what to do next. No starting over.

    Free preview. Upgrade later for the full review.
    Upload your documents

    Facing a crisis

    “Hospital says Mum needs to leave. What do we do?”

    A five-minute action plan. Who to call, what to ask for, what not to sign under pressure. Designed for your phone in a hospital corridor.

    Always free. No account needed.
    Get your action plan
    Your Document Review

    Upload your documents.
    See what you are missing.

    ET reviews your aged care documents and identifies gaps, risks, and actions. Your first two findings are free with a free account. No card required.

    M
    Margaret's Care Summary
    7 documents uploaded · Analysis complete
    No Enduring Power of Attorney on file. If Margaret loses capacity without an EPOA, you will need to apply to the NSW Civil and Administrative Tribunal. Arrange this while she still has capacity.
    Classification may be too low. Margaret is at Classification 3 ($22,228/year) but her documents show three falls in six months and daily personal care needs. A higher classification could provide $6,000 to $18,000 more per year.
    Quarterly budget finding. Example detail about unspent funds and rollover limits, visible once you upload your own documents.
    Fee assessment finding. Example detail about a missing fee assessment letter and what it means for contributions.
    Service agreement finding. Example detail about the status of the current provider agreement.
    See your own findings

    Create a free account, upload your documents, and see your first two findings. Upgrade later if you want the full analysis, Form Help, and the 5-year Budget Planner.

    Create free account, no card

    * Legal document names and tribunal names vary by state and territory. ET uses the correct terminology for your jurisdiction once you set up your care profile.

    How We Help

    Five tools to guide you. One place for everything.

    From understanding your options to managing the paperwork, and keeping the whole family on the same page.

    Step 1

    Entry Navigator

    Answer a few questions about your parent's situation. We recommend a pathway, generate an action plan, and help you understand the financial implications of each option.

    Free to exploreFree account for full plan
    Step 2

    Assessment Coach

    The My Aged Care assessment determines your parent's funding level. We coach you through the 12 assessment areas so your parent is classified at the right level. We also help build a case for reassessment if the result was too low.

    Free to readUpgrade for full coaching
    Step 3

    Home Care vs Residential

    For a full pensioner with modest savings, the five-year cost difference can exceed $100,000. Our Budget Planner builds a personalised 5-year projection showing monthly cash flow and how much money is left in the bank for each option. Save your scenarios and export them as a report.

    Free overviewFree quick estimateBudget Planner on paid plan
    Step 4

    Care Coordination Hub

    Upload your documents and we organise them automatically. Ask ET to explain any document in plain language. Use our Form Help wizard on government forms like SA457 and SA485 to get field-by-field guidance, common mistake alerts, and financial warnings. Track deadlines and monitor your budget. One place for everything.

    Paid plan
    Step 5

    Shared Care Calendar

    When you become the carer, you also become the scheduler. GP appointments, ACAT visits, podiatry, the Centrelink call back, the lawyer's signing, the sibling who can take Tuesday but not Thursday. It piles up in your head until something gets missed. The Shared Care Calendar gives the whole family one view. Add an appointment in seconds, share a read-only link with your brother in Perth or your dad's home care worker, and let everyone see what is coming without another group chat. Legal review dates and assessment deadlines flow in automatically, so nothing important quietly expires.

    Free for everyone
    See it in action

    Upload a document. Get findings in plain English.

    Here is what ET shows after reviewing a Home Care Package agreement. Real format, example data.

    Home_Care_Agreement_2025.pdf
    Example document · 3 findings
    Example
    Quarterly statement is missing. Providers must give you one every three months. The last one on file is 5 months old. Request the most recent statement so you can see what is being charged and what is unspent.
    Care management fee looks high. The agreement charges 22% for care management. The sector median is around 15%. Worth asking your provider what is included and whether it can be reviewed.
    Daily fee is correctly waived. Your agreement confirms the basic daily fee is not being charged. This matches your fee assessment letter.

    The first two findings on your own documents are free.

    Create free account
    Simple Pricing

    One mistake on a government form can cost thousands. ET Care costs less than $89 a year.

    Free

    $0 / forever
    Always free, no card required
    • Crisis action plan (always free)
    • Shared Care Calendar with one family share link
    • A recommended pathway based on your situation
    • Assessment coaching articles and checklist
    • Indicative home vs residential comparison
    • Legal document checklist (state-specific)
    • Document review preview (first 2 findings)
    Create free account, no card
    Most popular

    Annual

    $89 / year
    $7.42/month, billed annually. 14-day free trial.
    • Everything in Free
    • Full document review (all findings and recommendations)
    • Upload and organise all your documents in one place
    • Plain-language document explanations (including scanned PDFs)
    • Form Help: field-by-field guidance on SA457, SA485 and more
    • Common mistake alerts and financial warnings on forms
    • 5-year Budget Planner with save, compare, and export
    • Full access to ET, your care guide
    • Shared Care Calendar with unlimited family share links
    • Deadline reminders so nothing gets missed
    • Manage care for more than one person
    Start 14-day free trial

    Monthly

    $9.95 / month
    Cancel any time. 14-day free trial.
    • Everything in Free
    • Full document review (all findings and recommendations)
    • Upload and organise all your documents in one place
    • Plain-language document explanations (including scanned PDFs)
    • Form Help: field-by-field guidance on SA457, SA485 and more
    • Common mistake alerts and financial warnings on forms
    • 5-year Budget Planner with save, compare, and export
    • Full access to ET, your care guide
    • Shared Care Calendar with unlimited family share links
    • Deadline reminders so nothing gets missed
    • Manage care for more than one person
    Start 14-day free trial

    Your home care provider may cover your subscription. Learn more

    Built on Trust

    Your interests. Nobody else's.

    ET Care never recommends specific providers. Every commercial relationship is publicly disclosed.

    General guidance only

    ET Care provides information and tools, not personal financial advice. Every financial output carries a clear disclaimer. We show options. You decide.

    Built from lived experience

    Created by a family who navigated the aged care system first-hand — backed by ongoing research and a commitment to keeping information current.

    Fully transparent

    All provider partnerships disclosed. No provider pays for recommendations.

    Read the story behind ET Care
    Common Questions

    Questions families ask us most

    For Home Care Providers

    Families who understand their care. Clients who use their full budget.

    We help your prospective clients understand the system before they reach you, and help existing clients make the most of their funded budget. When you partner with us, your clients receive full ET Care access as part of your subscription. Developed with input from leading Australian home care providers.

    Learn about the provider programme

    Start with a free account. No card required.

    Get a recommended pathway, your first document review findings, the Shared Care Calendar, and a state-specific legal checklist. Upgrade later if you want the full Care Coordination Hub.

    Create free accountTry the Crisis Plan, no signup
    Read our founder's story →